Our Terms and Rates

Our hard money loan approval process generally takes 24 business hours once the loan application has been received. Approved loans fund in a matter of days, not weeks. Our loans are asset-based, meaning the borrower is using the asset as collateral against the loan, instead of their personal creditworthiness. All loans underwritten by SWH require a personal guarantee from the borrower.

Current Hard Money Loan Rates

14% Interest Hard Money Loan

  • Loan amount based on $200,000
  • 15% Down Payment Required
  • One-time $700 fee, no points
  • *APR 14.35%

12% Interest Hard Money Loan

  • Loan amount based on $200,000
  • 20% Down Payment Required
  • One-time $700 fee, no points
  • *APR 12.35%